Housing Market Conditions
Mortgage Interest Rates: My Take on Where They’re Headed
At lunch the other day, someone leaned in and asked
Joe Manausa
September 22, 2025
Mortgage
Mortgage / Finance
Mortgage Interest Rates Today: What the Latest Drop Means for Homebuyers in Tallahassee
If you’ve been wondering about mortgage interest rates today, here’s
Joe Manausa
September 8, 2025
Housing Market Conditions
Will The VA FORECLOSURE Surge Crash The Housing Market?
According to recent data, foreclosure starts jumped 30%, and foreclosure sales increased 25% nationwide. With housing crash predictions circulating on…
Joe Manausa
March 17, 2025
Housing Market Conditions
Treasury Secretary Bessent: Housing Market Will UNFREEZE In Weeks!
What if I told you there’s a major disconnect between headlines and economic indicators right now? Treasury Secretary Bessent recently…
Joe Manausa
March 10, 2025
Housing Market Conditions
A Homebuyer's Guide to P.I.T.I: What It Is and Why It Matters
Buying a home is a significant step, and understanding your mortgage is key to making informed decisions. One phrase you…
Joe Manausa
February 26, 2024
Advice: Real Estate
Tapping into Extra Home Value: The Assumable VA Loan Advantage
Homeowners, your property’s bricks and mortar aren’t the only assets boasting value! In the world of real estate, the mortgage…
Joe Manausa
November 2, 2023
Mortgage / Finance
A Win-Win Solution: How Seller Financing Benefits Buyers and Sellers
Owner financing, also known as seller financing or seller carryback, is a creative alternative to traditional mortgage financing. In owner…
Joe Manausa
May 29, 2023
Housing Market Conditions
Will NINJA Loans Bring Down The Housing Market (AGAIN)
If you remember back to the housing market expansion in the early 2000s, we saw the growth of “NINJA” loans,…
Joe Manausa
September 19, 2022
Advice: Real Estate
Will Assumable Mortgages Save Housing?
I was recently asked if assumable mortgages might bring some relief to homebuyers who are dealing with the worst home…
Joe Manausa
June 20, 2022
Housing Market Conditions
Will 2022 Be The Year Of The Foreclosure?
The foreclosure moratorium has been lifted. There are also eight million borrowers in the US who enrolled in loan forbearance…
Joe Manausa
March 28, 2022
Mortgage / Finance
What Are The Benefits Of A 40-Year Mortgage Amortization?
If you have ever borrowed money to buy a home, then you are probably aware of the 30-year and 15-year…
Joe Manausa
November 18, 2021
Mortgage / Finance
How Much Money Do You Need To Buy A Home Today?
Five percent down? Twenty percent down? No money down? Closing costs? Exactly how much cash do you need in hand…
Joe Manausa
November 15, 2021
Housing Market Conditions
What Do Low Mortgage Interest Payments Really Mean?
Every article or video about mortgage interest rates conveys that rates are low, but do you really know what it…
Joe Manausa
May 3, 2021
Mortgage / Finance
Don't Let These Mortgage Lender Tricks Fool You!
The majority of people who buy a home end up borrowing money through a mortgage loan for the bulk of…
Joe Manausa
February 4, 2021
Housing Market Conditions
Pre-Approved Mortgage Versus Pre-Qualfied
Yesterday, 8 buyers made an offer on a property we had listed for sale. Today, 7 of them have to…
Joe Manausa
June 22, 2020
Mortgage / Finance
Mortgage Interest Rates 20% Lower Than Last January
Mortgage interest rates are currently 20% below where they were one year ago, perhaps a signal that the housing market…
Joe Manausa
January 13, 2020
Mortgage / Finance
The Biggest Change For VA Loans In 75 Years
If you have access to a VA Loan, then you are going to be blown away with the news that…
Joe Manausa
December 13, 2019
Advice: Real Estate
Buy A Home Now Or Wait To Save For A Larger Down Payment?
If you have been considering making a move and are thinking about waiting, you should really check out the current…
Joe Manausa
June 25, 2019