How To Quickly Improve Credit Score Results
If you want to improve credit score results, you should first gain an understanding of how credit scoring works and what process must be taken to bring improvements.
Several months ago, I launched a case study with "John Smith" (a fictitious name for an actual client of Joe Manausa Real Estate), to determine if it was possible to improve credit score numbers by using a credit repair company.
Like all specialties, you don't necessarily pay somebody because you cannot do it yourself, you consider hiring somebody because they might be able to do it faster or better or perhaps they will just save you a whole lot of time and effort.
Today, we interview John Smith to find out his impressions of the credit repair company he hired to improve credit score results for him to buy a home.
Improve Credit Score By Outsourcing
As a reminder, this is a continuation article that serves as a series on the validity of hiring a credit repair company to improve credit score results. If this is your first time here, you might was to first read the following articles:
- Does Credit Repair For Homebuyers Really Exist?
- Credit Repair Update – Our Case Study Continues
- Do Credit Repair Companies Reduce The Time It Takes To Buy A Home?
- How To Buy A Home After A Short Sale
- You Have A Right To Know Your Credit Score
The following is my recent interview of John Smith, who has been working with USCCRA for about two months.
Improve Credit Score Results Immediately
If you have completed a short sale, it's never to early to begin to improve credit score issues that might slow your borrowing power in the near future.
You can go it alone, or you can outsource it to an expert. Either way, you should get started right away. If the powers that be ease lending standards or reduce time after short sale requirements, you want to be ready to take advantage of low interest rates as soon as possible.
On the issue of doing it yourself or going it alone, I don't think it is a hard choice at all. Either way you can improve credit score numbers, but I suspect the experts know more of the "angles." Just as you don't pay a plumber $500 to tighten a nut, you pay him $500 to know which nut to tighten, so too you hire an expert to use his/her experience to guide you to success.
To me, it's like a game of poker. If you've never played, you might understand the basic concepts, and you certainly know the cards and the relative value of a hand, but it takes experience to play the bluff. If you send a letter to a lender and they "bluff" you with a response, will you know how to react to their response? That's why I advocate the use of an experienced credit repair company like the one that John Smith is using.
Regardless of whether you outsource or go at it alone, you should work to improve credit score results in order to be a homebuyer using low interest rate loans.
*Joe Manausa Real Estate is a brokerage company headquartered in Tallahassee, Florida. Its unique business model provides specialists to both home sellers and home buyers, and the results speak for themselves. JMRE has significantly more 5-star reviews on google than any other local competitor. Joe Manausa Real Estate is a leader in internet marketing and utilizes search engine optimization, email marketing, social media and data analytics to get their clients’ home sold faster and for more money than any other Tallahassee brokerage firm. For more information, visit www.manausa.com or call us at (850) 366-8917.