Final 7 Days For First Time Home Buyers
Eight Thousand Dollars ($8,000) is a compelling enough reason for many to take advantage of the final days of the First Time Home Buyer Federal Income Tax Credit. But time is running out, as anybody who wishes to benefit from this program must close on the purchase of a property before December 1, 2009.
For all of you procrastinators out there, you need to know that on average, a typical home sale in Tallahassee takes about 45 days from contract to closing. That means first time home buyers have roughly 1 more week to get a home under contract if they want to take advantage of the free $8,000 refund that our Federal Government will be handing out.
Facts On The First-Time Homebuyer Credit |
| Who - A “first-time homebuyer” is defined as a buyer who has not owned a principal residence during the three-year period prior to the purchase. First-time homebuyers purchasing any kind of home—new or resale—may be eligible for the tax credit. |
| What - A tax credit is a dollar-for-dollar reduction in what the taxpayer owes in income taxes. To qualify for the tax credit, a home purchase must occur on or after Jan 1, 2009 and before December 1, 2009 and the taxpayer must meet the annual income requirements. For the purposes of tax credit, the purchase date is the date when closing occurs. |
| Where - Anywhere you choose to buy a home in the Tallahassee real estate market (or actually in the United States ... but I prefer Tallahassee). |
| When - To qualify for the tax credit, a home purchase must occur on or after January 1, 2009 and before December 1, 2009 |
| Why - Because a free $8,000 incentive to buy a home is money in your pocket in the long run. If you are concerned about falling prices (real estate depreciation), this $8,000 serves as an insurance policy against that loss. |
First Time Home Buyer Resources
There is free downloads about the First Time Home Buyer Credit in the right sidebar of the Tallahassee Real Estate Blog. From there, you can access the following reports:
- First Time Home Buyer Fact Sheet
- First Time Home Buyer Program FAQ
- First Time Home Buyer Program Changes
- First Time Home Buyer Profile
- First Time Home Buyer Additional Grants And Funding
Getting Quick Help In The Final 7 Days Of This Great Program
So, with only 7 days to go, is it too late? Of course not, we have been preparing for you all summer and have created a "best buy" list for homes that work very well with this program. To get the latest information, please click the link below:
Help Me Get A Great Home Deal And Secure My Free $8,000 Tax Credit
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Joe Manausa is a real estate blogger, a real estate investor and the Broker and Co-Owner of Joe Manausa Real Estate. He can be reached via e-mail through the Tallahassee Real Estate Website or catch his latest writings on the Tallahassee Florida Real Estate Blog , or by calling (850) 386-2001.
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