Common Sense To Return To Fannie Mae And Freddie Mac Mortgages
There was an interesting article in yesterday's Wall Street Journal about Fannie Mae and Freddie Mac, the backers of the majority of new mortgage ...
Posted by Joe Manausa on December 19, 2013
Don't Have A Bag Of Cash? Get A Mortgage
One bit of advice I would give anybody looking to buy a home is to either pull together all the cash that you need or get a mortgage approval before ...
Posted by Joe Manausa on October 18, 2013
Where To Get The Money Needed For Buying A Home
If you plan on buying a home sometime soon, you might be curious about how you are going to pay for a home.There are plenty of options for those with ...
Posted by Joe Manausa on October 15, 2013
Homeowner Alert: The New 'Refinance A Home' Scam To Avoid
I am concerned that the next wave of "putting a finger in the dike of the housing crisis" cures will be built around risky loans created solely to ...
Posted by Joe Manausa on January 24, 2012
Sellers Beware Of Prequalified Homebuyers
With so many real estate terms floating around the internet, home sellers are often misguided when it comes to understanding what they mean. One ...
Posted by Joe Manausa on February 2, 2011
The Benefits of A Home With A Reverse Mortgage
Most readers are aware that a reverse mortgage on an existing home can provide a senior homeowner with equity-based income. Now a new program ...
Posted by Joe Manausa on May 3, 2010
Consider Paying Home Mortgage Discount Points
When it comes to comparing interest rates for a mortgage loan, home buyers often have the option of choosing a loan with a lower interest rate by ...
Posted by Joe Manausa on August 25, 2009
Reverse Mortgages Are Tempting To Seniors
I was asked recently by a reader, via email, what my thoughts were on reverse mortgages. My initial response was that I did not have much experience ...
Posted by Joe Manausa on November 5, 2008
Creative Financing In Large Real Estate Transactions
I have a friend who has fallen on hard times, and he owns home that is (was) worth well over $1M. Like most Americans, he has the home pretty well ...
Posted by Joe Manausa on October 10, 2008
What Is The Difference Between Pre-Approved And Pre-Qualified
Too often, we work with people who want to buy a home in Tallahassee who do not understand the importance of being a strong buyer. They believe that ...
Posted by Joe Manausa on July 30, 2008
When Should A Mortgage Be Refinanced?
I received a call from a client yesterday seeking my advice on whether or not the client should refinance a property in Tallahassee. After asking the ...
Posted by Joe Manausa on April 1, 2008
How And Why To Consider A Purchase Money Mortgage
I received so much feedback on The Creative Cure For Selling Your Home article that I decided to follow it up with a "how and why" to consider a ...
Posted by Joe Manausa on March 30, 2008